Maximizing rewards is a complex endeavor, but here are some strategies you can employ to increase your overall financial well-being:
1. Financial Planning & Goal Setting:
- Develop a Realistic Budget: Track your income and expenses meticulously. Be honest with yourself about where your money is going. Create a budget that aligns with your goals and priorities.
- Set Financial Goals: Define specific, measurable, achievable, relevant, and time-bound (SMART) goals. These goals should be aligned with your values and help you focus your efforts. Examples include: saving for a down payment, paying off debt, buying a house, or travel.
- Prioritize Savings: Identify areas where you can save more. This could include increasing your emergency fund, investing in a diversified portfolio,
